Buy to Let Mortgages and Remortgages


Welcome to the New Start Financial Services Buy to Let Web Site.


A Buy to Let mortgage enables you to purchase an investment property to rent where ideally you will receive a return on your investment both from an income and capital perspective.

As a long term investment many people use it as part of their retirement planning.

Have a look at our Let to Buy page if you want to raise money on your current property to purchase another for your own occupation.

Our aim is to find the ideal buy to let mortgage leaving you free to find the perfect property and tenants.

When talking to you we will consider:-

  • How much you want to borrow. The maximum amount currently available is 85% loan to property value. The bigger the deposit you have the better the mortgage terms generally available.
  • How you want to borrow. You may want to borrow in more than two names or though a limited company.
  • How you want to let your property. Whether as a standard Assured Shorthold Tenancy Agreement or even as a holiday let.
  • How you want to repay. Choose between an interest only basis or capital repayment.
  • The importance of portability. Whether it is important for you to be able to make overpayments or have a product that is ‘portable’. That is, you can move your mortgage to another property without penalty.
  • Consider your personal circumstances. Some Lenders will want to be able to verify your personal income, where as others will not.
  • Consider the property type. Different Buy to Let Lenders have different rules, particularly around new build flats.
  • The best buy to let deal. Taking into account both set up costs and interest rates.

New Start Financial specialise in Buy to Let Mortgages.

  • We have access to a panel of Lenders representing the whole of the mortgage market with some products that are not generally available.
  • Our job is to find you the best possible product to suit your circumstances.
  • Our initial consultation is free, you only pay an absolute maximum of £575 should you decide to act on our advice.

 

Instant Mortgage QuotesIf you are looking for any other type of mortgage you can have a personalised quotation within a few minutes.